14th edition.

412 pages ; 23 cm

Includes index.

"This book discusses how to prioritize debts and create a budget, reduce debts and cut expenses, negotiate with creditors, correct credit report errors and remove old information, add positive information to a credit report, adopt strategies to rebuild credit, and avoid identity theft and credit repair scams. Updates to this edition include the latest student loan repayment programs, new credit-building strategies, changes to the credit scoring of tax liens, medical debt, and civil judgments, identity theft reporting developments, and more"-- Provided by publisher.

Your credit repair companion -- The elements of repairing credit -- Credit reports and credit scores: the nuts and bolts -- The first step to a better credit score: cleaning up your credit report -- Assess your financial situation -- Reducing current expenses and debts -- Finding money to pay your debts -- Negotiating with creditors and debt collectors -- Getting help to negotiate and manage debts -- Building positive credit history -- Choosing and using credit cards -- Avoiding and dealing with identity theft.

Consumer credit -- United States -- Handbooks, manuals, etc.

Finance, Personal -- United States -- Handbooks, manuals, etc.

Consumer credit -- Law and legislation -- United States.

Consumer credit.

Consumer credit -- Law and legislation.

Finance, Personal.

United States.

Handbooks and manuals.

Handbooks and manuals.

O'Neill, Cara (Lawyer),

Nolo (Firm)

Online version: Loftsgordon, Amy, Credit repair 14th edition. Berkeley : Nolo, 2020. 9781413326789 (DLC) 2020017861

9781413326772 (paperback)

1413326773 (paperback)

9781413326789 (ebook)